Many car owners have headaches when they choose how to purchase auto insurance. They also want to spend less, and they want to save a little more. Faced with a large number of auto insurance, how to purchase it is cost-effective? The following Xiao Bian will introduce you to several kinds of economical and affordable auto insurance packages for your reference.
Telephone car insurance is now becoming more and more popular because it is convenient and relatively favourable to many car owners. Of course, there are still many other advantages compared to the auto insurance purchased by traditional channels. The following Xiao Bian gave you an introduction about the difference between telephone insurance and ordinary car insurance.
First of all, telephone insurance belongs to "low-cost and transparent type". Features: Low price, transparent, convenient, safe and economical.
Telephone insurance can get a 15% discount to any other channel. The China Insurance Regulatory Commission stipulates that the discount rate on commercial auto insurance is 70% off the line, but the discount on the telephone auto insurance channel can be even more, and it can provide 15% discount on the basis of a 70% discount.
Second, telephone car insurance owners can directly face the insurance company to avoid being misled and deceived by bad mediation.
Thirdly, the phone auto insurance companies are all high-quality enterprises that have been audited and approved by the CIRC. The insurance methods are fair and transparent, and the service commitments are guaranteed. At the same time, the phone insurance insurance phone calls are recorded, the owner can request at any time to review their recordings when insured.
Let me talk about ordinary car insurance, nothing more than to purchase through an intermediary, because the face of individuals, not directly facing the insurance company, insurance should also pay attention to risk. On the one hand, we must choose a reliable intermediary that knows the truth. On the other hand, because the intermediary also needs to earn profits from it, the price of the intermediary insurance will be higher than the telephone insurance price.
In this case, when a new car purchases insurance, it is generally purchased directly from the 4S shop. The 4S shop generally bears the literacy task of the new car owner's car insurance. When the car owner buys a car, it helps the owner to insure and contact the insurance company to solve the problem. The new owner knows nothing about the auto insurance. But its disadvantage is that it is more expensive. At the same time, because the 4S shop is an agency after all, the owner can only choose within the scope of the 4S shop agent, and there are often not many insurance companies to choose from.
Through the above introduction, I believe we have a certain understanding of the difference between telephone insurance and ordinary car insurance. As far as personal preferences are concerned, it still tends to choose phone insurance. A phone does not need to go out to get car insurance.
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